InvestEU-aligned working capital now live across [region]. How risk-sharing works

Verification & servicing

We certify the work and chase the payment.

[Company] advances on verified facts, not optimism. We confirm the certification, the debtor and the dilution profile before funds move — then service the receivable and collect at maturity, so you never run a credit-control function.

Finance your invoices See advance rates

How verification works

Four checks before a euro moves.

Verification is where the risk is priced and the speed is earned. Each step is independent, repeatable and documented for the data room.

  1. 1

    Confirm the certified work

    We verify that the work is certified by the project and that the invoiced value matches the approved progress claim — the foundation every advance is built on.

  2. 2

    Check the debtor and the limits

    We assess the debtor's standing independently and apply concentration limits, so no single payer carries an outsized share of the book.

  3. 3

    Assess retention, set-off and dilution

    We isolate the certified, payable portion and reserve against the construction-specific reductions — retention, set-off, disputes and credit notes.

  4. 4

    Advance, then service to maturity

    Once verified, funds are disbursed against our SLA. We then manage the receivable and collect from the debtor, so the SME never has to chase.

Debtor & dilution checks

We underwrite the debtor and the reductions, not just the invoice.

A construction invoice is only as good as the payer behind it and the deductions ahead of it. We assess the debtor independently and reserve against dilution — set-off, retention, disputes and credit notes — so a non-credit reduction never becomes your loss.

What we check

  • Certification matched to the progress claim
  • Independent debtor credit assessment
  • Per-debtor concentration limits
  • Retention and set-off carved out
  • Dilution reserved by debtor history
  • Fraud and duplicate-invoice controls

Servicing & collection

So the SME never chases payment.

Once we advance, the receivable is ours to manage. We send the statements, run the reminders, handle disputes and collect from the debtor at maturity — then reconcile and remit your balance. You get your time back along with your cash.

See the payout SLA

We handle

  • Statements and reminders handled for you
  • Direct collection from the debtor
  • Dispute and credit-note management
  • Reconciliation and remittance back to you

Service-level commitment

Verified to funded, measured against the clock.

Speed is a commitment, not a marketing line. We measure the median time from a verified invoice to funds disbursed and hold ourselves to a published service SLA — so you can plan payroll and supplier payments around it.

  • Median payout measured from verification
  • Tracked against a published SLA
  • Reported transparently by vintage

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Average payout

Median time from verified invoice to funds disbursed, measured against our service SLA.

SLA

Keep Europe building. Get paid today.

Two doors: finance your construction invoices, or partner with us on risk-sharing.

Finance invoices For banks & investors

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