FOR PUBLIC-WORKS SUPPLIERS

Reliable payer, slow terms. We close the gap in between.

Public bodies are reliable payers but slow ones. We advance against public-works receivables so suppliers aren't penalised for serving the public sector.

Finance your invoices See how it works

The cash-flow gap

Public bodies pay in full, just rarely on time.

Serving the public sector should be a strength on your balance sheet, not a strain on your cash flow. Procurement cycles, administrative approvals and framework-contract terms stretch payment well beyond commercial norms — even though the debtor is among the strongest you will ever invoice. We advance against those public-sector receivables so you are not penalised for the very contracts that make your book bankable.

Advance against public-sector and framework-contract receivables
Turn strong but slow debtor terms into same-day cash
Predictable working capital across the procurement cycle

See how it works

Public-sector debtors are among the strongest you can invoice — we price for that quality, then advance against it in

24h

Eligibility

Strong debtors make qualifying straightforward.

Public-sector debtor quality is an asset to our underwriting — so the criteria focus on a clean, certified, assignable receivable.

Qualifying criteria

The invoice relates to certified or approved public-works delivery
The debtor is a public body, agency or framework-contract authority
The receivable is assignable, free of no-assignment clauses
The invoice is above our minimum ticket size
Any retention or set-off is identified and reserved against up front
The work is delivered by a construction SME operating across [region]

Why [Company]

We treat public-sector debtors as the quality they are.

Generic facilities often discount public-works receivables for being slow without crediting how strong the debtor is. We diversify across public bodies, hold the concentration limits an institutional book requires, and price for genuine credit quality — so reliable, diversifiable debtors work in your favour, not against your advance rate.

Finance your invoices

What you get