FOR GENERAL CONTRACTORS
You certified the work. Get paid for it today.
Main contractors carry the longest receivables and the heaviest supply chains. We turn certified progress claims into working capital so you can pay subcontractors and suppliers on time.
Facility overview
- General contractors 34%
- Subcontractors & trades 28%
- Renovation & energy-eff. 24%
- Public-works suppliers 14%
Advance rate
up to XX%
Avg payout
24h
Dilution
X.X%
Green-tagged
38%
Recent advances
| Counterparty | Region | Status | Time |
|---|---|---|---|
| Subcontractor | [region] | advanced | 22h |
| Renovation trade | [region] | advanced | 19h |
| Public-works supplier | EU | verifying | — |
| General contractor | [region] | advanced | 24h |
The cash-flow gap
Your supply chain is paid on your terms, but you're paid on the client's.
As main contractor you sit between an employer who pays in 60 to 90 days and a supply chain that needs paying now. Retention is withheld, pay-when-paid clauses push risk down the chain, and every certified progress claim is cash you have earned but cannot yet touch. We advance against that certified value — typically within 24 hours — so the gap between certification and payment stops being yours to carry.
- Advance against certified progress claims, not against new debt
- Cover retention and pay-when-paid timing gaps
- Pay subcontractors and suppliers on schedule, every cycle
The timing gap
- Employer pays in 60–90 days
- Supply chain needs paying now
- We advance in 24 hours
Eligibility
What makes an invoice ready to advance.
We finance receivables you have already earned. If your claim is certified and the debtor is approved, it almost always qualifies.
-
Certified work
The progress claim is certified or approved under the contract — interim valuation, milestone or stage payment.
-
Approved debtor
The employer or paying party passes our independent credit and standing check.
-
Invoice value
Above our minimum ticket and within per-debtor concentration limits — no maximum on a diversified book.
-
Clean assignment
The receivable can be assigned to us, free of prior charge or no-assignment clauses.
-
Quantified retention
Any retention or set-off is identified up front and reserved against — not a surprise at collection.
-
Based in [region]
The work is delivered by a construction SME operating across [region].
Why [Company]
Underwriting built for main-contractor risk, not generic invoice finance.
Generic factors price construction receivables as if retention, set-off and pay-when-paid did not exist. We underwrite for exactly those — so you keep more of your facility and lose fewer invoices to disputes you could have flagged on day one.
What you get
- Advance against certified progress claims
- Cover retention and pay-when-paid gaps
- Keep your supply chain paid and on site
The numbers behind the advance
Same-day liquidity, sourced and measured.
Also financed
Different invoice, same 24-hour answer.
If your supply chain sits in another segment, the mechanics are identical — only the risk we underwrite changes.
Keep Europe building. Get paid today.
Two doors: finance your construction invoices, or partner with us on risk-sharing.
INVESTEU-ALIGNED · ISO 27001 · GDPR